How Do I Accept Pending Payments On Cash App ? Here Is What You Need to Do

Written By Claire Dickey | Fact Checked ✅ By Morgan Richard

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How Do I Accept Pending Payments On Cash App ?  

Accepting a Cash App payment is quite easy. All you need to do is open the “Pending” tab on the app, select the transaction that needs your attention and click accept or deny it. Here are all of the details I gathered for you about a pending transaction

How To Accept Or Deny Pending Cash App Transaction:

  • Selecting an Unsettled Transaction

Once you open the Pending section of the Cash app, you will see all of your pending transactions. All you need to do is find the transaction that is unsettled and click on it to see more details. You can also settle a transaction by just checking “I have received this payment” and tap on “Accept !” at the bottom of your screen.

  • Details Of An Unsettled Cash App Transaction:

Cash app pending amount is usually equal to the transaction fee, but in some rare cases it might be higher. The special thing about a pending payment on Cash App is that once you accept or deny it, that money will be directly added or deducted from your account.

An unsettled transaction remains in the Cash app for 24 hours only and then it gets cleared automatically, but if you accept a pending payment, that money will be directly added to your balance without any delay.

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  • Transactions Under Pending Mode:

Cash app will warn you once about a pending payment before transferring the money. If you get a warning message like “This payment cannot be completed immediately” then it means the recipient hasn’t received or accepted the payment yet. In such cases, Cash app will require waiting until the recipient approves or denies the transaction .

  • Once The Payment Is Accepted:

You need to manually accept all of your transactions on the Cash app. In case you deny a pending payment, it will come back to your balance and the status of that transaction will turn from Pending to Denied.

How Do I Accept Pending Payments On Cash App  Here Is What You Need to Do

Why Is My Transaction Still Unsettled?

If your transaction is still in pending mode even after 24 hours, it means there’s some issue on Cash app servers or with your internet connection and the pending transaction is still in a unsettled state.

Is There A Cash App Pending Charge?

There isn’t any fee for accepting or denying a cash app pending payment, the speed of charge is same which you have input while entering the desired amount. If there’s an unsuccessful state of charge then it means there’s some issue on cash app servers.

How Long Does A Pending Direct Deposit Take On Cash App ?

Pending transactions should get cleared in 15 minutes, but if you have not received the money after 24 hours then you can follow these steps.

Step 1: Open the Cash App and click on the “Pending” section.

Step 2: Under pending tab, find your unsettled transaction and press “Accept” button to complete it.

Step 3: The status of your transaction will switch from pending/unsettled to accepted.

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What Can be the Reasons for Pending Payment ?

There are several reasons why a direct deposit can go into pending mode. Sometimes the money goes into pending due to issues with the recipient’s account or there are some technical problems on cash app servers which hold up your transaction.

Once you accept the payment, it will get reflected in your balance immediately and if you deny the payment then that money will be returned to your balance within 24 hours.

Still here are the list of reasons and solutions:

  • Bad Internet Connection or Low Wi-Fi Connection :

If your cash app pending transaction is still in a unsettled state then it means there’s some problem with your internet connection. There might be some issue on cash app servers too so, you need to wait for 24 hours and check whether the status of your money has changed or not.

  • Account Verification Status:

If you don’t have a “verified” account on cash app then the transaction will automatically down for 24 hours. To resolve this issue, you need to verify your identity by uploading an ID document (like Adhaar Card, Driving License etc.).

  • Cash App Payment pending issue on Apple Store:

Many iPhone users reported cashapp payment pending issue on apple store and it’s not working properly. The problem might be with the iOS version which needs an update so contact CASH APP support asap.

  • Some Unusual Delay:

If you think that there’s some delay in transaction time but still it’s very unusual then you need to wait for 24 hours and check the status of your pending payment.

  • Pending Payment By Mistake:

If a transaction is still in pending mode even after 24 hours, it means there’s some mistake on Cash App servers or with your internet connection, so you need to wait for 24 hours and check the status of your transaction.

  • Server error from the Bank-side :

It can happen that the bank might have some issue with their servers. In such cases, you need to wait for 24 hours and your transaction will automatically get settled.

If there’s an unsuccessful state of charge then it means there’s some issue on cash app servers. But as long as your internet connection is fine and screen shot of the pending transaction, cash app team can help you to resolve the issue.

  • Card details are incorrect, or the Card has reached the date of expiry :

If the card details you entered in Cash app are incorrect or you have reached the date of expiry that might be a reason for a pending transaction. So, to resolve this issue, you need replace your debit/credit card and try again.

  • The last four digits of your card should be correct:

Sometimes there can be an issue with last four digits of your card, because these are the only digits that will reach to us. So if anything is missing then it might create an issue.

  • Use of Multiple Accounts:

Cash app doesn’t allow you to open multiple accounts under the same mobile number so, if someone already have an account on cash app then you can’t create another account with the same mobile number.

This issue will create a problem in transaction and it gets in pending state.

To resolve this issue, you need to reset your password by going through the steps mentioned in cash app settings section and try again.

  • No Bank Account Linked:

If you don’t have a bank account linked with your cash app then it might create an issue, so you must link your primary bank account with cash app.

What Should You Do?

If you are unable to figure out the issue then you must contact Cash App Customer Care Toll Free Number from your app.

  • Insufficient Balance :

If you don’t have enough balance then transaction will be automatically stuck in pending mode. So, if you try to pay and cash app returns an error with insufficient balance, then contact your bank for additional help.

  • Transaction Limit Reached:

Cash App also allows a user to spend only $1,000 every 7 days so if you try to spend more than $1,000 you’ll receive an error that cash app transaction limit has been reached. To resolve the issue, you need to wait for 7 days and money will automatically be added in your account.

  • Transaction Blocked:

To make sure that no one can use your account without your permission or misuse your account, cash app might block your transactions. This could happen if you’ve tried to send money to yourself multiple times or add a recurring transaction.

If you see a message that “Your last attempt was denied” then wait for 24 hours and try again otherwise you can contact cash app customer care number.

  • Transaction Suspended:

Transaction is automatically suspended by cash app if the transaction requires further review. This can happen to any one of your payment or transaction. To resolve this issue you need to wait for 24 hours and then try again to send money.

  • An old version of Cash App :

What you can do is un-install the old version of cash app and then install the updated version of cash app in your phone. This will resolve your issue.

  • Due to bugs or viruses on the device :

If you see any pending transaction in your cash app because of the bugs or virus then you must uninstall cash app and download it again.

  • Network Problem:

Cash app runs on a specific network like 3G, 4G or Wi-Fi so if there’s no internet connection you will be unable to use cash app or send money to any one. To resolve this issue, you need to have an active internet connection and you can try again.

  • Account locked for some reason :

An account can be locked by cash app if you try to do transaction without your password that could happen in two situations. One, you used a different password multiple times and second, someone else tried to use your account illegally.

To resolve this issue, you need to reset the password of your cash app from settings section and then make a new transaction.

  • The transfer is out of the United States :

If you have previously tried to send money outside the united states then your transaction will be automatically put in pending state. To resolve this issue, you need to wait for 24 hours and try again because cash app only supports transactions within United States.

If there is no problem on your side, then contact the Cash app support team for assistance.

How to Cancel Cash App Pending Payment?

If you want to cancel a pending payment transaction then you can take one of the following steps:

Step 1: Open the cash app and go to “Pending” section

Step 2: Once there, find your unsettled transactions and press “Cancel” button.

Step 3: You will get a popup window which asks you whether you are sure that you want to cancel the transaction, just click on Cancel to cancel your transaction.

Can I Get My Money Back if Pending On Cash App ?

If a transaction is pending on cash app and you denied it within 24 hours, then you have the option to get your money back to your bank account.

How to Rectify the Pending Payment Issue ?

To rectify the pending payment issue, you can take any of the following steps:

Step 1 : Open cash app and Click on “Pending” section.

Step 2: Press the “Accept” button to accept your transaction. This will add money from your bank account to your Cash App balance immediately. The accepted transaction will be saved in your transaction history.

Step 3: After you accept the cash app pending payment, you can resend it to another Cash App user or send money to yourself from other devices.

Where to Find the Pending Tab in Cash App ?

The pending tab is very useful in Cash app cash for quick access to all your unsettled transactions.

Step 1: Open the cash app and click on “Menu” at the top left corner of the screen.

Step 2: Scroll down to find the “Pending” section and that’s it you can view all your unsettled transactions.

How to Accept Pending Payment for The First Time ?

In Cash app if you want to accept a pending payment for the first time then you can apply these steps:

Step 1 : Open the cash app and go to “Pending” section.

Step 2: Tap on the pending payment transaction that you wish to accept and press “Accept” button. This will add money from your bank account to your Cash App balance immediately. The accepted transaction will be saved in your transaction history.

Step 3: After you accept the pending payment, you can resend it to another Cash App user or send money to yourself from other devices.

Can I Cancel A Pending Payment If The Recipient Denies It ?

If you want to cancel a pending payment transaction then you can take one of the following steps:

Step 1: Open cash app and go to “Pending” section.

Step 2: Once there, find your unsettled transactions and press “Cancel” button.

Step 3: You will get a popup window which asks you whether you are sure that you want to cancel the transaction, just click on Cancel to cancel your transaction.

Why Cash App Direct Deposit is Pending ?

Cash app Direct Deposit is used when you want to send money directly from your employer to cash app. Cash app uses this feature when it receives a new payment.

This feature takes up to 3 days to complete but if you have denied the transaction then it can take longer time. You need to contact your employer for help.

How Many Pending Payment Can I Have ?

You can have a maximum of 3 pending payment transactions at the same time. If you have more than that it will automatically clear them. You can check your pending tab to see the status of your pending transaction.

How Much Time Does Cash App Take To Transfer Funds ?

Cash app usually takes only a few minutes to transfer funds between cash app accounts.

Why is a refund on Cash App Pending ?

Cash app refund is used when you want to send money back to someone who has sent you some money by mistake. Cash app uses this feature when it receives a new payment. This feature takes up to 3 days to complete but if you have denied the transaction then it can take longer time. You need to contact your employer for help.

What if I Canceled My Cash App Pending Payment ?

Cash app cancel pending payment is an option where you can cancel a cash app transaction that is pending. You can take one of the following steps to cancel your transaction:

Step 1: Open cash app and go to “Pending” section.

Step 2: Once there, find your unsettled transactions and press “Cancel” button.

Step 3: You will get a popup window which asks you whether you are sure that you want to cancel the transaction, just click on Cancel to cancel your transaction.

What is Cash App Direct Deposit ?

Cash app direct deposit is used when you want to send money directly to cash app from your employer. Cash app uses this feature when it receives a new payment from your employer.

This feature takes up to 3 days to complete but if you have denied the transaction then it can take longer time. You need to contact your employer for help.

What If I Cancel A Cash App Direct Deposit Transaction ?

If you want to cancel a cash app direct deposit transaction then you can take one of the following steps:

Step 1: Open cash app and go to “Pending” section.

Step 2: Once there, find your unsettled transactions and press “Cancel” button.

Step 3: You will get a pop-up and then you will have to confirm that you want to cancel the transaction.

Step 4: Here you press “Yes” and your transaction will be canceled.

Why Does Cash App Say Payment Will Deposit Shortly ? 

Some user experiences that when they transfer the money on Cash App, it shows under pending mode for a long time and after sometime if you check again, then it states that the payment will be deposited shortly.

It is because of backlog of transactions in that particular moment due to server errors or internet connection issues.

How to resolve Cash App inaccurate pending deposits?

If you face the problem of Cash App inaccurate pending deposit issues, then you need to contact the customer support team and get a solution for this. It is suggested to check all the details like date, time and amount before submitting any transaction on Cash App account.

Cash App Payment Completed But Not Received what to do ?

We get many email complaints from customers that Cash app now states your payment is completed but it fails to transfer the money. There might be a mistake in the amount entered or some technical issues so you need to clear them up before making another transaction.

What is Cash Apps’s pending time ?

Cash apps pending time is about 1-2 minutes to process the payment and if it is still under pending mode then you need to contact customer support for an update.

What Time Does Cash App Direct Deposit Hit ?

Cash apps deposit time is when money gets directly deposited in your bank account, it takes about 1-2 days for the process.

What You Need To Know If Your Cash App Payment Is Stuck On Pending  

If your transaction gets reversed or fails due to some reasons, then users should check their bank account for the funds and if they are not there then cash app is not at fault so contact your bank. If it shows under pending mode, then make sure you have entered the right details of number, amount and date.

Cash App Refund Policy: If something happens on Cash App with respect to payment or money transfer, where a payment is made but the money doesn’t get transferred to the recipient or refunded back to you, then it should be handled in a Cash App support center. You can learn more about cash app refund here.

Can you cancel a Pending transaction on Cash App ?

If the money got deducted from your account but it shows up as pending then you can cancel it and make the transaction again. If you see that your bank account is credited but still pending, then check with cash app to resolve this issue.

Cash App Pending Amount Vs Real Balance: The amount which is shown as pending on Cash App is the total debit for that transaction. It includes the amount you entered to send plus any additional cost such as transfers fee or a late payment fee if applicable. On Cash App, pending amount should not be confused with your real balance because the latter is always up to date and accurate so make sure you check this before sending it again.

Cash App Pending Time Vs Bank Deposit Time: Cash app deposit time is the time it takes to get money deposited into your bank account after which you can use it. What most users don’t know is that Cash App’s pending transfer time or payment pending is completely different from the period it takes for a merchant to receive funds in his bank account. This amount has nothing to do with your bank or Cash app and it varies from merchant to merchant.

How To Clear A Payment On Cash App ?

If your transaction gets reversed or fails due to some reasons, then users should check their bank account for the funds and if they are not there then cash app is not at fault so contact your bank. If it shows under pending mode, then make sure you have entered all the details correctly and in right order like date, time and number.

Cash App Customer Support Phone Number

If you are unable to contact cash app support, then have a look at this section. We suggest following the steps mentioned below carefully so that you can reach out to them and get your issues resolved:

You can call on +1-855-97-CASH if you want to talk directly with someone in their customer support team.

Best Way To Contact Cash App Customer Support

The best way to contact cash app customer support is through the help section where you need to click on the “Get Help” option and select the appropriate one depending upon your issue.

Does Pending Mean It Went Through ? 

It is not that either your transaction has been completed successfully or it has failed, pending means that you might be charged for a late payment fee if this amount does not get transferred within 3 days. In terms of reaching out to cash app customer support, the process remains the same and you need to add a comment in order to provide more details about your concern.

Is there any Cash App pending fee ?

Cash app fee is charged for moving funds from your account to someone else and it varies depending upon the type of account you have. You will be charged 2% plus $0.25 per transaction if you are a buyer or cash drawer user. If you are receiving money then there will be no fee but only a standard transfer charge.

Your Payment Couldn’t Be Sent Cash App 

Your payment could not be sent is an error that you get when you send a transaction which cannot be completed. If a transaction shows as successful on your bank statement but pending in cash app, then it means the money has been transferred to your bank account but not yet credited to your Cash app balance. In this case, users should contact their bank and confirm if the money has been credited.

Conclusion:

So i hope with this small information you should be able to understand why is your pending transaction still in unsettled state even after 24 hours and how to accept it if its not settled. If you enjoyed reading this article then please like our fan page for more updated on cash app tutorials, latest updates about Cash app and many more.

Disclaimer: This article has been written by a third party source neither affiliated with or sponsored by the mentioned company. This article is solely for informational purposes and not intended as a solicitation to buy or sell any product or service directly from this company.